Paul Morris·

Apple Card User Agreement Comes With Certain ‘Expected’ Stipulations, Including No Jailbreak

Goldman Sachs, Apple’s financial partner in the Apple Card project, has posted its customer agreement for the world to see. The agreement shows that the card lives up to its expectations of being different to other credit cards as it comes with some stipulations unique to Apple Card.

It’s already been widely discussed that Apple won’t let jailbreakers play nicely with Apple Card. That stipulation shouldn’t really come as any great surprise considering Apple’s historical stance on iOS jailbreaking.

The sign-up and approval process for Apple Card will happen via the Wallet app on iOS, with the agreement stipulating that the device in question must be “eligible.” This seems to apply to the process of signing up for Apple Card and after the process, meaning subscribers will need to remain on stock iOS firmware:

If you make unauthorized modifications to your Eligible Device, such as by disabling hardware or software controls (for example, through a process sometimes referred to as “jailbreaking”), your Eligible Device may no longer be eligible to access or manage your Account. You acknowledge that use of a modified Eligible Device in connection with your Account is expressly prohibited, constitutes a violation of this Agreement, and could result in our denying or limiting your access to or closing your Account as well as any other remedies available to us under this Agreement.

In short, if you have a jailbroken device, you won’t be registering for Apple Card via that device. If you register from a stock device and then subsequently jailbreak that device, then your access to Apple Card could be revoked without warning.

The customer agreement also prohibits Apple Card subscribers from using the service to purchase cash advances or cash alternatives/equivalents. For those out there who have never taken credit, the latter refers to lottery tickets, chips at a casino, and even cryptocurrencies, such as BitCoin or Ethereum. In many countries around the world, it’s not unusual that you can’t use a line of credit to pay for credit or to invest in games of chance, such as the lottery or within a casino, so this isn’t hugely controversial but may come as a shock to a few.

“Cash Advance and Cash Equivalents” means any cash advance and other cash-like transaction, including purchases of cash equivalents such as travelers checks, foreign currency, or cryptocurrency; money orders; peer to peer transfers, wire transfers or similar cash-like transactions; lottery tickets, casino gaming chips (whether physical or digital), or race track wagers or similar betting transactions.

Apple Card should be available for subscriptions later this month, as confirmed by Apple CEO Tim Cook. If you wish to read the complete user agreement, check out the source link below.

(Source: Goldman Sachs)

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